How to Choose a Trusted LIC Agent in Mumbai

Ask for the IRDAI licence number and agency code, and verify that the licence is current. A licensed advisor will share it without hesitation.

Buying is the easy part. Ask what happens in year seven when you need a nominee change, a loan against the policy, or a claim.

A good advisor will tell you when a plan does not suit you. If every conversation ends in the same recommendation, be cautious.

Premiums are regulated and identical everywhere, so you are choosing service, not price.