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LIC plan comparison tool

Compare LIC plans side by side

Pick up to three plans and see them on the same inputs — same age, same sum assured, same term — so the comparison is fair. Estimates use the same calculator engine as the rest of the site.

Indian couple comparing LIC plans with their advisor

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Side-by-side comparison

FeatureLIC's Jeevan TarunLIC's Jeevan LabhLIC's Jeevan Umang
TypeFour payout patterns to choose fromShort paying term, long coverAnnual survival income up to age 100
Entry age90 days to 12 years (child)8 to 59 years90 days to 55 years
Policy termMaturity at age 2516, 21 or 25 yearsCover to age 100
Sum assured₹75,000 and above₹2,00,000 and above₹2,00,000 and above
Estimated yearly premium₹74,000₹62,000₹68,000
Estimated maturity value₹20,60,000₹21,00,000₹20,20,000
Best suited forParents who want to decide later how much cash comes out and when.Salaried buyers who want to finish paying before retirement.Buyers who want a pension-like income without giving up life cover.
Headline benefitFour survival benefit options from nil to 15% per yearPremium paying term shorter than the policy term8% of basic sum assured paid every year for life

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Estimates exclude rebates and underwriting loading. Where a plan's real term or age limits do not allow the inputs above, treat the figure as indicative only.