LIC plan comparison tool
Compare LIC plans side by side Pick up to three plans and see them on the same inputs — same age, same sum assured, same term — so the comparison is fair. Estimates use the same calculator engine as the rest of the site.
Your inputs Age Sum assured (₹) Term (years)
Choose plans to compare Plan 1 — none — Single Premium Endowment Plan LIC's New Endowment Plan LIC's New Jeevan Anand LIC's Jeevan Lakshya LIC's Jeevan Labh LIC's Bima Jyoti LIC's Bima Ratna LIC's Jeevan Azad LIC's Amritbaal LIC's Jeevan Utsav (Regular Income) LIC's Jeevan Dhara II LIC's Jeevan Umang LIC's Jeevan Utsav LIC's Jeevan Shiromani LIC's New Money Back Plan - 20 Years LIC's New Money Back Plan - 25 Years LIC's New Children's Money Back Plan LIC's Jeevan Tarun LIC's Bima Shree LIC's Jeevan Amar LIC's New Tech-Term LIC's Saral Jeevan Bima LIC's Yuva Term LIC's Digi Term LIC's Yuva Credit Life LIC's Digi Credit Life LIC's New Jeevan Amar Accidental Death and Disability Benefit Rider Accident Benefit Rider Term Assurance Rider New Term Assurance Rider Premium Waiver Benefit Rider New Critical Illness Benefit Rider Linked Accidental Death Benefit Rider LIC's New Pension Plus LIC's Jeevan Akshay-VII LIC's New Jeevan Shanti LIC's Saral Pension LIC's Smart Pension LIC's Index Plus LIC's Nivesh Plus LIC's SIIP LIC's Protection Plus LIC's Micro Bachat LIC's New Jeevan Mangal Plan 2 — none — Single Premium Endowment Plan LIC's New Endowment Plan LIC's New Jeevan Anand LIC's Jeevan Lakshya LIC's Jeevan Labh LIC's Bima Jyoti LIC's Bima Ratna LIC's Jeevan Azad LIC's Amritbaal LIC's Jeevan Utsav (Regular Income) LIC's Jeevan Dhara II LIC's Jeevan Umang LIC's Jeevan Utsav LIC's Jeevan Shiromani LIC's New Money Back Plan - 20 Years LIC's New Money Back Plan - 25 Years LIC's New Children's Money Back Plan LIC's Jeevan Tarun LIC's Bima Shree LIC's Jeevan Amar LIC's New Tech-Term LIC's Saral Jeevan Bima LIC's Yuva Term LIC's Digi Term LIC's Yuva Credit Life LIC's Digi Credit Life LIC's New Jeevan Amar Accidental Death and Disability Benefit Rider Accident Benefit Rider Term Assurance Rider New Term Assurance Rider Premium Waiver Benefit Rider New Critical Illness Benefit Rider Linked Accidental Death Benefit Rider LIC's New Pension Plus LIC's Jeevan Akshay-VII LIC's New Jeevan Shanti LIC's Saral Pension LIC's Smart Pension LIC's Index Plus LIC's Nivesh Plus LIC's SIIP LIC's Protection Plus LIC's Micro Bachat LIC's New Jeevan Mangal Plan 3 — none — Single Premium Endowment Plan LIC's New Endowment Plan LIC's New Jeevan Anand LIC's Jeevan Lakshya LIC's Jeevan Labh LIC's Bima Jyoti LIC's Bima Ratna LIC's Jeevan Azad LIC's Amritbaal LIC's Jeevan Utsav (Regular Income) LIC's Jeevan Dhara II LIC's Jeevan Umang LIC's Jeevan Utsav LIC's Jeevan Shiromani LIC's New Money Back Plan - 20 Years LIC's New Money Back Plan - 25 Years LIC's New Children's Money Back Plan LIC's Jeevan Tarun LIC's Bima Shree LIC's Jeevan Amar LIC's New Tech-Term LIC's Saral Jeevan Bima LIC's Yuva Term LIC's Digi Term LIC's Yuva Credit Life LIC's Digi Credit Life LIC's New Jeevan Amar Accidental Death and Disability Benefit Rider Accident Benefit Rider Term Assurance Rider New Term Assurance Rider Premium Waiver Benefit Rider New Critical Illness Benefit Rider Linked Accidental Death Benefit Rider LIC's New Pension Plus LIC's Jeevan Akshay-VII LIC's New Jeevan Shanti LIC's Saral Pension LIC's Smart Pension LIC's Index Plus LIC's Nivesh Plus LIC's SIIP LIC's Protection Plus LIC's Micro Bachat LIC's New Jeevan Mangal
Side-by-side comparison Feature LIC's Micro Bachat LIC's Jeevan Labh LIC's Jeevan Umang Type Small savings plan with no medicals Short paying term, long cover Annual survival income up to age 100 Entry age 18 to 55 years 8 to 59 years 90 days to 55 years Policy term 10 to 15 years 16, 21 or 25 years Cover to age 100 Sum assured ₹50,000 to ₹2,00,000 ₹2,00,000 and above ₹2,00,000 and above Estimated yearly premium ₹80,000 ₹62,000 ₹68,000 Estimated maturity value ₹18,20,000 ₹21,00,000 ₹20,20,000 Best suited for Households with modest incomes wanting a first savings policy. Salaried buyers who want to finish paying before retirement. Buyers who want a pension-like income without giving up life cover. Headline benefit No medical examination — simple health declaration Premium paying term shorter than the policy term 8% of basic sum assured paid every year for life
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5th Floor, Jeevan Prakash Building, Sir P.M. Road, Fort, Mumbai - 400001, Maharashtra · Mon–Fri, 10:00 AM – 6:00 PM · IRDAI Agent Licence No. LIC03699923
Estimates exclude rebates and underwriting loading. Where a plan's real term or age limits do not allow the inputs above, treat the figure as indicative only.
